Personal and Business Insurance Advice
Life insurance i.e. Life cover protects your loved ones’ future by providing them with a lump sum or monthly payment if you pass away.
We may experience financial hardship as a result of a serious illness or injury to ourselves or a family member. Trauma insurance is designed to pay you a one-off lump sum to manage the financial impact if you or one of your children were to face one of these events and offers financial support to cover whatever you need, like taking care of medical treatments or covering any rehabilitation costs.
It’s easy to take good health for granted. But the reality is, sometimes we become ill or have an accident and, if it’s serious, we might not be able to work again. Total Permanent Disability Insurance can provide you with a lump sum payment and financial peace of mind that your lifestyle and family’s future will be protected if you become permanently disabled and are unable to work as a result of an accident or illness.
If you face an illness or injury that stops you from working, income protection insurance provides regular monthly payments to cover your ongoing financial commitments like household bills and mortgage or rent payments.
Should something happen to you or one of your key people, the right insurance can help you make the next step that’s right for you and your business. There are options that provide either monthly payments or a lump sum in the event you or a key person become seriously ill, injured or die giving you financial support to keep your business operating, allowing you to cover debts, or helping you to wind up and sell.
Most people don’t know too much about how their KiwiSaver is invested, which means you could lose out in the long run. We help match you with a fund suited to your specific needs and goals, whether you just getting started to building a bespoke portfolio. We work with Providers that are transparent about their fees, have a proven track record and put the client first.
We don’t like the term ‘Retirement’ but it’s familiar to most. We prefer Financial Independence, as we don’t believe you need to wait until you are a certain age and there is no one-size fits all approach. We tailor unique plans to help you live your bets life as soon as possible.
We don’t subscribe to the idea of saving for a rainy day, instead we take a positive pro-active approach and believe in saving towards a specific goal. This increases our odds of achieving the goal and reduces our odds of having too many rainy days. In terms of investment portfolios, we help match you with a fund suited to your specific needs and goals, whether you just getting started to building a bespoke portfolio. We work with Providers that are transparent about their fees, have a proven track record and put the client first.
This is an area of investment that few will go near, but we have years of personal experience and research backing our views. We have an exclusive association with Crossgate Capital as our provider of choice in the Cryptocurrency space. This is based on the fact that they are a specialist investor in crypto with a strong focus on returns. You can read more here.